Vehicle loans for personal and operational mobility
Jayostute Capital Private Limited offers vehicle loans to support the purchase of new or used vehicles, assessed responsibly based on applicant profile and vehicle details.
About the Vehicle Loan
Vehicle ownership supports personal mobility and business operations. Jayostute Capital Private Limited’s vehicle loans help finance new or used vehicles through formal credit, with each application individually assessed to ensure a transparent and responsible evaluation.
Benefits of Vehicle Loan
Evaluation based on applicant profile and vehicle details
Financing support for both new and pre-owned vehicles
Assessment aligned with vehicle value and usage
Loan structuring considers vehicle condition, age, and intended use
Clear and guided application process
Loan amount, tenure, interest rate, and applicable charges are finalised after assessment
Evaluation based on applicant profile and vehicle details
Financing support for both new and pre-owned vehicles
Assessment aligned with vehicle value and usage
Loan structuring considers vehicle condition, age, and intended use
Clear and guided application process
Loan amount, tenure, interest rate, and applicable charges are finalised after assessment
Evaluation based on applicant profile and vehicle details
Financing support for both new and pre-owned vehicles
Assessment aligned with vehicle value and usage
Loan structuring considers vehicle condition, age, and intended use
Clear and guided application process
Loan amount, tenure, interest rate, and applicable charges are finalised after assessment
Evaluation based on applicant profile and vehicle details
Financing support for both new and pre-owned vehicles
Assessment aligned with vehicle value and usage
Loan structuring considers vehicle condition, age, and intended use
Clear and guided application process
Loan amount, tenure, interest rate, and applicable charges are finalised after assessment
Evaluation based on applicant profile and vehicle details
Financing support for both new and pre-owned vehicles
Assessment aligned with vehicle value and usage
Loan structuring considers vehicle condition, age, and intended use
Clear and guided application process
Loan amount, tenure, interest rate, and applicable charges are finalised after assessment
Eligibility & Assessment
Vehicle loan eligibility is assessed on a case-to-case basis and depends on factors such as applicant profile, income or business stability, vehicle details, and documentation.
Eligible Applicants
Individual - Salaried/Self-Employed/Professional
Loan Amount
Upto to ₹20 Lakhs
Final loan terms and approval are subject to internal assessment and verification.
Who Can Apply
Salaried individuals
Self-employed individuals and professionals
Businesses and MSMEs requiring vehicles for operations
Applicants purchasing new or used vehicles
A simple 3-step process
1
Submit basic details
Select Vehicle Loan and share your basic information.
2
Review and assessment
Our team reviews the details and connects with you to understand vehicle and loan requirements.
3
Further communication
Vehicle and document verification is completed, followed by further guidance. Loan approval is subject to assessment and internal policies.
KYC Documents
Identity & address documents
- PAN (Mandatory)
- Aadhaar / Voter ID / Bank Passbook (Additional)
Financial documents
- Income proof or financial statements
- Bank statements
- Blank cancelled cheque
Vehicle-related documents
- Vehicle quotation or invoice
- Registration Certificate (for used vehicles)
- Insurance and vehicle-related records
Support for your vehicle purchase
Vehicle loan terms are structured based on the applicant and vehicle profile. If you require guidance before applying, our team is available to assist you with the next steps.
Apply NowFAQs
Are loans available for used vehicles?
Yes, vehicle loans may be considered for both new and used vehicles, subject to assessment.
How is eligibility evaluated?
Eligibility depends on applicant profile, vehicle details, repayment capacity, and internal assessment criteria.
Are interest rates fixed?
Interest rates are determined after evaluation and may vary based on the loan and vehicle profile.
How long does the process take?
A loan officer contacts the applicant within 48 working hours after submission. Timelines depend on verification.
Does submitting an application guarantee approval?
No, all applications are subject to internal assessment and verification.