Working capital support for day-to-day operations
Jayostute Capital Private Limited offers cash credit facilities designed to support ongoing working capital requirements through a structured and responsible assessment process.
About the Cash Credit Facility
A cash credit facility supports day-to-day working capital needs such as inventory and operating expenses. Jayostute Capital Private Limited evaluates applications based on business operations and financial performance, ensuring transparent and responsible credit use.
Benefits of Cash Credit Facility
Designed to support ongoing working capital requirements
Credit access linked to business operating cycles
Suitable for inventory and receivables-based funding needs
Assessment aligned with stock levels and business turnover
Facility structured around inventory levels and receivables cycle
Interest and applicable charges are determined based on utilisation and assessment
Designed to support ongoing working capital requirements
Credit access linked to business operating cycles
Suitable for inventory and receivables-based funding needs
Assessment aligned with stock levels and business turnover
Facility structured around inventory levels and receivables cycle
Interest and applicable charges are determined based on utilisation and assessment
Designed to support ongoing working capital requirements
Credit access linked to business operating cycles
Suitable for inventory and receivables-based funding needs
Assessment aligned with stock levels and business turnover
Facility structured around inventory levels and receivables cycle
Interest and applicable charges are determined based on utilisation and assessment
Designed to support ongoing working capital requirements
Credit access linked to business operating cycles
Suitable for inventory and receivables-based funding needs
Assessment aligned with stock levels and business turnover
Facility structured around inventory levels and receivables cycle
Interest and applicable charges are determined based on utilisation and assessment
Designed to support ongoing working capital requirements
Credit access linked to business operating cycles
Suitable for inventory and receivables-based funding needs
Assessment aligned with stock levels and business turnover
Facility structured around inventory levels and receivables cycle
Interest and applicable charges are determined based on utilisation and assessment
Eligibility & Assessment
Cash credit facility eligibility is assessed based on business profile, operating cycle, financial records, and documentation.
Eligible Applicants
Proprietorship, Limited Liability Partnership, Company
Loan Amount
Upto to ₹25 Crore
Sanctioned limits, interest rates, and charges are determined after assessment and verification.
Who Can Apply
Businesses and MSMEs
Proprietorships, Partnerships, LLPs, and Companies
Enterprises with inventory or receivables-based operations
Businesses requiring ongoing working capital support
A simple 3-step process
1
Submit basic details
Select Cash Credit Facility and share your initial information.
2
Working capital review
Our team reviews business details and connects with you to understand operating cycles and funding requirements.
3
Verification and next steps
Financial and operational verification is completed, followed by further guidance. Facility sanction is subject to assessment and internal policies.
KYC Documents
Identity & business documents
- PAN (Mandatory)
- Business registration documents
- Authorisation documents (where applicable)
Financial documents
- Bank statements
- Financial statements
- Income tax returns
- Blank cancelled cheque
- Stock and receivables statements (as applicable)
Keeping business operations running smoothly
Cash credit facilities are structured based on business operations and working capital requirements. If you would like to discuss suitability before applying, our team is available to guide you.
Apply NowFAQs
How does a cash credit facility work?
A cash credit facility provides access to funds to meet day-to-day working capital requirements, subject to approved limits and assessment.
How is the cash credit limit decided?
The limit is determined based on business turnover, operating cycle, and internal evaluation criteria.
Is interest charged on the full limit?
Interest is generally charged on the utilised amount, subject to applicable terms.
Can the facility be renewed?
Renewal is subject to periodic review and assessment.
Does submitting an application guarantee approval?
No, all applications are subject to internal assessment and verification.