Support every milestone with a personal loan
Access formal credit for your personal financial needs through a transparent, case-by-case assessment process.
About the Personal Loan
We help individuals meet their financial requirements through access to formal credit. The loan is evaluated based on the applicant’s profile, ensuring a fair assessment process. This offering is particularly suited for individuals who may face challenges accessing credit through traditional banking channels.
Benefits of Personal Loan
Case-based evaluation of every application
Transparent and guided loan process
Focus on accessibility to formal credit
Separate application flow for personal loans
Loan terms are determined after assessment of applicant details and documents.
Applicable fees are communicated during the evaluation process.
Case-based evaluation of every application
Transparent and guided loan process
Focus on accessibility to formal credit
Separate application flow for personal loans
Loan terms are determined after assessment of applicant details and documents.
Applicable fees are communicated during the evaluation process.
Case-based evaluation of every application
Transparent and guided loan process
Focus on accessibility to formal credit
Separate application flow for personal loans
Loan terms are determined after assessment of applicant details and documents.
Applicable fees are communicated during the evaluation process.
Case-based evaluation of every application
Transparent and guided loan process
Focus on accessibility to formal credit
Separate application flow for personal loans
Loan terms are determined after assessment of applicant details and documents.
Applicable fees are communicated during the evaluation process.
Case-based evaluation of every application
Transparent and guided loan process
Focus on accessibility to formal credit
Separate application flow for personal loans
Loan terms are determined after assessment of applicant details and documents.
Applicable fees are communicated during the evaluation process.
Eligibility & Assessment
Personal Loan eligibility is assessed on a case-to-case basis, based on the applicant’s profile, income stability, documentation, and internal evaluation criteria.
Eligible Applicants
Salaried, Self-employed, Professionals
Age
21 years and above
Loan Amount
Upto to ₹5 Crore
Final loan terms and approval are subject to internal assessment and verification.
Who Can Apply
Salaried individuals
Self-employed individuals
Employees of group entities
Individuals seeking personal financial support
A simple 3-step process
1
Submit basic details
Fill in the application form and select Personal Loan as the loan type.
2
Review and assessment
Our team reviews the submitted information and documents for preliminary assessment.
3
Further communication
A loan officer will contact you within 48 working hours to guide you on the next steps. Loan approval is subject to verification and internal policies.
KYC Documents
Proof of Identity
- PAN (Mandatory)
- Aadhaar / Voter ID / Bank Passbook (Additional)
Proof of Address
- Aadhaar (Mandatory)
- Bank Passbook / Passport / Driving License / Utility Bill (Additional)
Other Documents
- Last 3 years’ ITR copies
- Bank statements for the last 1 year
- Last 6 months’ salary slips (if applicable)
- Blank cancelled cheque
- Two passport-size photographs
Exclusive offers just for you
Your loan's terms are determined on a case-to-case basis, considering several factors. To discuss your loan's details before applying, contact us today.
Apply NowFAQs
Who can apply for a Personal Loan?
Salaried individuals, self-employed individuals, and professionals can apply. All applications are assessed on a case-to-case basis.
How is eligibility determined?
Eligibility depends on factors such as applicant profile, income stability, documentation, and internal assessment criteria.
Is there a fixed interest rate for personal loans?
Interest rates are determined after assessment and may vary based on the applicant’s profile and internal policies.
How long does the approval process take?
After submitting basic details, a loan officer contacts the applicant within 48 working hours. Final timelines depend on verification and documentation.
What documents are required to apply?
Basic KYC and financial documents are required. Additional documents may be requested based on the assessment.
Does meeting eligibility criteria guarantee loan approval?
No, meeting basic eligibility criteria does not guarantee loan approval. All applications are subject to verification and internal policies.
How will I know my loan terms?
Loan amount, interest rate, tenure, and applicable fees are communicated after assessment of the applicant’s details and documents.