Unlock funding by leveraging your property
Jayostute Capital Private Limited offers loans against property to help individuals and businesses access formal credit by offering owned property as security.
About the Loan Against Property
A Loan Against Property helps applicants raise funds by using owned residential or commercial property as security. Each application is assessed considering property details, applicant profile, and repayment capacity.
Benefits of Loan Against Property
Access to higher-value funding backed by owned property
Suitable for both personal and business financial needs
Evaluation based on property value and applicant profile
Structured and guided lending process
Transparent assessment and communication throughout
Loan terms are finalised after detailed assessment
Access to higher-value funding backed by owned property
Suitable for both personal and business financial needs
Evaluation based on property value and applicant profile
Structured and guided lending process
Transparent assessment and communication throughout
Loan terms are finalised after detailed assessment
Access to higher-value funding backed by owned property
Suitable for both personal and business financial needs
Evaluation based on property value and applicant profile
Structured and guided lending process
Transparent assessment and communication throughout
Loan terms are finalised after detailed assessment
Access to higher-value funding backed by owned property
Suitable for both personal and business financial needs
Evaluation based on property value and applicant profile
Structured and guided lending process
Transparent assessment and communication throughout
Loan terms are finalised after detailed assessment
Access to higher-value funding backed by owned property
Suitable for both personal and business financial needs
Evaluation based on property value and applicant profile
Structured and guided lending process
Transparent assessment and communication throughout
Loan terms are finalised after detailed assessment
Eligibility & Assessment
Loan Against Property eligibility is determined based on factors such as property type, ownership status, applicant profile, income stability, and documentation.
Eligible Applicants
Individual - Salaried/Self-Employed/Professional, Company, Partnership Firm,LLP,HUF
Loan Amount
Upto to ₹20 Crore
Final loan terms and approval are subject to internal assessment and verification.
Who Can Apply
Salaried individuals
Self-employed individuals and professionals
Businesses and MSMEs
Property owners seeking funding for personal or business purposes
A simple 3-step process
1
Submit basic details
Fill in the application form and select Housing Loan as the loan type. Share your basic contact information and preliminary details to initiate the process.
2
Profile and property review
Our team reviews your details and connects with you to understand property and funding requirements.
3
Verification and next steps
Property and document verification is completed, followed by further guidance. Loan approval is subject to assessment and internal policies.
KYC Documents
Identity & address documents
- PAN (Mandatory)
- Aadhaar / Voter ID / Bank Passbook (Additional)
Income documents
- Income proof or financial statements
- Bank statements
- Blank cancelled cheque
Property-related documents
- Property ownership documents
- Title deeds and agreements
- Property tax receipts
- Approved valuation reports (as applicable)
Funding backed by your property
Loan Against Property terms are structured based on property value and applicant profile. If you need assistance before applying, our team is available to guide you through the process.
Apply NowFAQs
What types of properties are accepted?
Residential and commercial properties may be considered, subject to assessment and verification.
Can the loan be used for business purposes?
Yes, loans against property may be structured for both personal and business-related requirements.
How is loan eligibility determined?
Eligibility depends on property valuation, ownership status, applicant profile, and repayment capacity.
Are interest rates fixed?
Interest rates are determined after assessment and may vary based on the property and applicant profile.
Does submitting an application guarantee loan approval?
No, all applications are subject to internal assessment, property verification, and approval.