Financial Support for Your Home Journey
From planning your first home to securing a place for your family, our housing loan offering supports your journey through a transparent and structured lending process.
About the Housing Loan
Jayostute Capital Private Limited provides housing loans to individuals for residential needs, with each application assessed fairly based on the applicant’s profile and supporting documents.
Benefits of Housing Loan
Access to formal credit for residential financing needs
Case-based evaluation tailored to individual requirements
Structured and guided lending process
Transparent assessment and communication
Longer repayment options supported by property-backed security
Suitable for applicants facing challenges with traditional banking channels
Access to formal credit for residential financing needs
Case-based evaluation tailored to individual requirements
Structured and guided lending process
Transparent assessment and communication
Longer repayment options supported by property-backed security
Suitable for applicants facing challenges with traditional banking channels
Access to formal credit for residential financing needs
Case-based evaluation tailored to individual requirements
Structured and guided lending process
Transparent assessment and communication
Longer repayment options supported by property-backed security
Suitable for applicants facing challenges with traditional banking channels
Access to formal credit for residential financing needs
Case-based evaluation tailored to individual requirements
Structured and guided lending process
Transparent assessment and communication
Longer repayment options supported by property-backed security
Suitable for applicants facing challenges with traditional banking channels
Access to formal credit for residential financing needs
Case-based evaluation tailored to individual requirements
Structured and guided lending process
Transparent assessment and communication
Longer repayment options supported by property-backed security
Suitable for applicants facing challenges with traditional banking channels
Eligibility & Assessment
Housing loan eligibility is assessed on a case-to-case basis and depends on factors such as applicant profile, income or business stability, house details and documentation.
Eligible Applicants
Individual - Salaried/Self-Employed/Professional
Loan Amount
Upto to ₹10 Crore
Final loan terms and approval are subject to internal assessment and verification.
Who Can Apply
Salaried individuals
Self-employed individuals and professionals
Applicants purchasing residential property
Individuals seeking home purchase or construction financing
A simple 3-step process
1
Submit basic details
Fill in the application form and select Housing Loan as the loan type. Share your basic contact information and preliminary details to initiate the process.
2
Profile and property review
Our team reviews the application and connects with you to understand housing and property requirements.
3
Verification and next steps
Property and document verification is completed, followed by further guidance. Loan approval is subject to assessment and internal policies.
KYC Documents
Identity & address documents
- PAN (Mandatory)
- Aadhaar / Voter ID / Bank Passbook (Additional)
Income documents
- Income proof or financial statements
- Bank statements
- Blank cancelled cheque
Property-related documents
- Agreement to sale / allotment letter
- Approved building plans (if applicable)
- Property ownership and title documents
Exclusive support for your dream home
Your loan's terms are determined on a case-to-case basis, considering several factors. To discuss your loan's details before applying, contact us today.
Apply NowFAQs
Who can apply for a housing loan?
Housing loans are available to salaried and self-employed individuals, subject to case-based assessment.
How is eligibility decided for a housing loan?
Eligibility is assessed on a case-to-case basis based on the applicant’s profile, documentation, and housing requirement.
Are there fixed loan amounts or interest rates?
No, loan amount, interest rate, tenure, and applicable charges are determined after internal assessment.
Is property documentation mandatory for a housing loan?
Yes, property-related documents are required where the loan is secured against immovable property.
What documents are required to apply?
Applicants are required to submit KYC documents, financial records, and property-related documents, as applicable.
How long does it take to hear back after applying?
A loan officer will contact you within 48 working hours after form submission.
Does applying for a housing loan guarantee approval?
No, loan approval is subject to verification and internal assessment policies.
Can additional documents be requested?
Yes, additional documents may be requested depending on the evaluation of the application.