Business loans for growth and working needs
Jayostute Capital Private Limited offers business loans to support operational, expansion, and working capital requirements through a structured and responsible assessment process.
About the Business Loan
Jayostute Capital Private Limited provides business loans to support enterprises at various stages of growth. Each application is individually assessed based on business profile, financial performance, and funding purpose, ensuring transparent and responsible access to formal credit.
Benefits of Business Loan
Structured evaluation aligned with business cash flows
Support for both secured and unsecured business loans
Transparent communication throughout the process
Business-focused, case-based assessment
Flexible structuring based on business requirements and profile
Loan amount, tenure, interest rate, and applicable charges are determined after assessment
Structured evaluation aligned with business cash flows
Support for both secured and unsecured business loans
Transparent communication throughout the process
Business-focused, case-based assessment
Flexible structuring based on business requirements and profile
Loan amount, tenure, interest rate, and applicable charges are determined after assessment
Structured evaluation aligned with business cash flows
Support for both secured and unsecured business loans
Transparent communication throughout the process
Business-focused, case-based assessment
Flexible structuring based on business requirements and profile
Loan amount, tenure, interest rate, and applicable charges are determined after assessment
Structured evaluation aligned with business cash flows
Support for both secured and unsecured business loans
Transparent communication throughout the process
Business-focused, case-based assessment
Flexible structuring based on business requirements and profile
Loan amount, tenure, interest rate, and applicable charges are determined after assessment
Structured evaluation aligned with business cash flows
Support for both secured and unsecured business loans
Transparent communication throughout the process
Business-focused, case-based assessment
Flexible structuring based on business requirements and profile
Loan amount, tenure, interest rate, and applicable charges are determined after assessment
Eligibility & Assessment
Business loan eligibility is evaluated based on multiple factors, including business activity, financial performance, documentation, and internal assessment criteria.
Eligible Applicants
Proprietorship, Limited Liability Partnership, Company
Loan Amount
Upto to ₹25 Crore
Final loan terms and approval are subject to internal assessment and verification.
Who Can Apply
Proprietorships, Partnerships and LLPs
Private Limited Companies
MSMEs and small businesses
Self-employed professionals
A simple 3-step process
1
Submit basic details
Complete the application by selecting Business Loan and sharing basic information.
2
Review and assessment
Our team reviews the details and connects with you to understand your business requirements.
3
Verification & next steps
Documentation and verification are completed based on the loan structure. Final approval is subject to assessment and internal policies.
KYC Documents
Identity & Authorisation Documents
- PAN (Mandatory)
- Aadhaar / Voter ID / Bank Passbook (Additional)
- Authorisation documents such as Board Resolution or Power of Attorney (where applicable)
Business Registration Documents
- Certificate of Incorporation / Registration
- Shop Act License / Udyam Registration / Other applicable business proof
- GST Registration Certificate (if applicable)
Financial documents
- Income Tax Returns (last 3 years)
- Financial Statements (Balance Sheet & Profit & Loss Account)
- Bank Statements (last 12 months)
- Blank cancelled cheque
Exclusive support for your business
Business loan terms are structured on a case-to-case basis. If you would like to understand available options before applying, our team is available to guide you through the process.
Apply NowFAQs
Is this loan suitable for working capital needs?
Yes, business loans may be structured to support working capital or operational requirements, subject to assessment.
Are both secured and unsecured business loans available?
Yes, the availability of secured or unsecured facilities depends on the business profile and assessment.
Are interest rates fixed?
Interest rates are determined after evaluation and may vary based on business risk and loan structure.
How long does the process take?
A loan officer contacts the applicant within 48 working hours after submission. Timelines depend on documentation and verification.
Does submitting an application guarantee approval?
No, all applications are subject to internal assessment and verification.
What documents are required to apply for a business loan?
Basic identity, business, and financial documents are required. The exact list depends on the business profile and loan structure and will be communicated during verification.
Can I speak to someone before applying?
Yes, you can request a call back and our team will connect with you to understand your requirements and guide you through the process.