Jayostute

Privacy Policy

Last updated: 19 Feb 2026

Jayostute Capital Private Limited (“Jayostute”, “we”, “our”, or “us”) is committed to protecting the privacy and personal information of users visiting our website and applying for our financial products. This Privacy Policy explains how we collect, use, store, and protect your information.

1. Information We Collect

We may collect the following types of information when you visit our website or submit an enquiry or loan application:

a. Personal Information

  • Full name
  • Mobile number
  • Email address
  • Date of birth
  • Address details
  • PAN, Aadhaar, and other KYC-related information
  • Employment and income details

b. Business Information (where applicable)

  • Business name and type
  • Nature of business
  • Financial and operational details

c. Technical Information

  • IP address
  • Browser type
  • Device information
  • Website usage data (for analytics and performance)

2. Purpose of Information Collection

The information collected is used for the following purposes:

  • Processing loan enquiries and applications
  • Conducting eligibility assessment and verification
  • Completing Know Your Customer (KYC) requirements
  • Communicating with applicants regarding their requests
  • Complying with legal, regulatory, and RBI requirements
  • Improving website performance and user experience

3. Consent

By submitting your information on this website, you:

  • Confirm that the information provided is true and accurate
  • Provide explicit consent for the collection, storage, processing, and sharing of your personal data
  • Acknowledge that your data may be shared with third parties solely for verification, credit assessment, and regulatory compliance

4. Information Sharing & Disclosure

Jayostute does not sell or rent personal information to third parties. Your information may be shared only with:

  • Credit bureaus and verification agencies
  • Banks, financial institutions, or service providers involved in loan processing
  • Regulatory or statutory authorities, if required by law

All third parties are required to follow applicable data protection and confidentiality standards.

5. Data Storage & Security

We implement reasonable security practices and procedures to protect your information against unauthorized access, misuse, or loss. Your data is stored securely and accessed only by authorized personnel on a need-to-know basis.

6. Cookies & Website Tracking

Our website may use cookies or similar technologies to:

  • Improve website functionality
  • Analyse traffic and usage patterns

You may choose to disable cookies through your browser settings; however, some features of the website may not function properly.

7. Data Retention

Personal information is retained only for as long as necessary to:

  • Fulfil the purposes stated in this policy
  • Comply with legal and regulatory requirements

Once no longer required, the information is securely deleted or anonymised.

8. User Rights

You may request:

  • Access to your personal information
  • Correction of inaccurate or incomplete data
  • Clarification on how your data is being used

Requests can be made by contacting us using the details provided below.

9. Third-Party Links

Our website may contain links to external websites. Jayostute is not responsible for the privacy practices or content of such third-party sites.

10. Policy Updates

Jayostute reserves the right to update this Privacy Policy from time to time. Any changes will be posted on this page.

11. Contact Information

For questions or concerns regarding this Privacy Policy, please contact:

Jayostute Capital Private Limited

(Formerly known as Pyar Finance Private Limited)

Flat No. 15, First Floor, Framroze Court,
Netaji Subhash Road, Backbay Reclamation,
Churchgate, Mumbai – 400020

Email: jayostutecapital@gmail.com